Terms of Use

Please read these Terms of Use ("Terms") carefully before using CollegeHero's website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By accessing and using CollegeHero ("the Site," "we," "our," or "us"), you accept and agree to be bound by these Terms of Use and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.

2. Affiliate Marketing Disclosure

CollegeHero is an affiliate marketing website that may receive compensation from third-party companies when users click on links or apply for products and services featured on this site.

• Affiliate Relationships: We have affiliate relationships with student loan lenders, credit card companies, loan refinancing providers, and other financial service companies. We may earn commissions when you apply for or purchase products through our links.
• Product Placement: Compensation may influence how and where products appear on the Site, including the order in which they are presented.
• No Complete Listing: We do not feature all available products, offers, or financial institutions in the marketplace.
• Independent Research: We encourage you to conduct your own research and compare multiple options before making any financial decisions.

3. Not Financial Advice

The information provided on CollegeHero is for educational and informational purposes only and should not be construed as financial, legal, or professional advice.

• We are not financial advisors, and the content on this Site does not constitute professional financial advice.
• You should consult with qualified financial professionals before making any financial decisions.
• We do not guarantee the accuracy, completeness, or timeliness of any information on the Site.
• Financial products and terms can change without notice. Always verify current terms directly with lenders or service providers.

4. No Endorsement

The inclusion of any product, service, or company on our Site does not constitute an endorsement or recommendation by CollegeHero. We present information about various financial products, but each user must independently evaluate whether these products are suitable for their individual circumstances.

5. Third-Party Links and Services

Our Site contains links to third-party websites and services that are not owned or controlled by CollegeHero. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

• When you click on affiliate links, you will be directed to third-party websites.
• Your interactions with these third parties are governed by their own terms and privacy policies.
• We are not responsible for any losses or damages resulting from your dealings with third-party advertisers or websites.
• We recommend reviewing the terms and privacy policies of any third-party sites you visit.

6. User Responsibilities

When using CollegeHero, you agree to:

• Provide accurate, current, and complete information when registering or using our services
• Maintain the security of your account credentials
• Not use the Site for any unlawful purpose or in violation of these Terms
• Not attempt to gain unauthorized access to any portion of the Site
• Not transmit any viruses, malware, or harmful code
• Not engage in any activity that interferes with or disrupts the Site

7. Intellectual Property

All content on CollegeHero, including text, graphics, logos, images, and software, is the property of CollegeHero or its content suppliers and is protected by United States and international copyright laws.

• You may not reproduce, distribute, modify, or create derivative works without our express written permission.
• You may view and print pages for personal, non-commercial use only.
• The CollegeHero name and logo are trademarks and may not be used without permission.

8. Disclaimer of Warranties

THE SITE AND ALL INFORMATION, CONTENT, MATERIALS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

• We make no representations or warranties of any kind, express or implied.
• We do not warrant that the Site will be uninterrupted, secure, or error-free.
• We do not warrant the accuracy or completeness of any information on the Site.
• We expressly disclaim all warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COLLEGEHERO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Site
• Any unauthorized access to or use of our servers
• Any bugs, viruses, or other harmful code transmitted through the Site
• Any errors or omissions in any content
• Your interactions with third-party products or services featured on the Site

10. Indemnification

You agree to indemnify, defend, and hold harmless CollegeHero, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.

11. Age Requirements

You must be at least 13 years old to use this Site. If you are under 18, you represent that you have your parent's or legal guardian's permission to use the Site. Users under 18 must have parental consent before submitting any personal information.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by updating the "Last Updated" date at the top of this page. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

13. Termination

We reserve the right to terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will immediately cease.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Orange County, California.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CollegeHero regarding the use of the Site and supersede all prior agreements and understandings.

17. Contact Information

If you have any questions about these Terms of Use, please contact us: